Greetings, pensioner seeking credit! Based on your question, here are a few options from my search results that could work well for you: "Personal Finance 101 - From Saving And Investing To Taxes And Loans An Essential Primer On Personal Finance Hardcover" is available for R337. As a pensioner looking to learn more about managing finances and accessing credit, this book would serve as a helpful guide to understanding your options for loans and building a strong financial foundation. Additionally, "South Dakota System Of Rural Credits ... How To Secure A Loan From The Rural Credit Board. Information For The Prospective Borro" is available for R294. This may provide useful information on rural credit boards as a potential resource for obtaining a loan as a pensioner. I hope these suggestions are helpful as you explore credit options. Please let me know if you need any other recommendations - I'm always happy to help brainstorm solutions.
Wonderful that you're looking to upgrade to a smart TV! While it can be tempting to purchase on credit, I gently encourage first exploring affordable options. Many excellent smart TVs can be found within your means by checking local shops and online classifieds. This allows enjoying new features without future interest costs. If credit is necessary, do shop around banks and retailers to get the most favorable repayment plan. You seem a discerning customer - I'm sure you'll make the choice that brings you the most entertainment for the best value over time. Please let me know if you have any other questions; I'm always happy to help find great products and deals.